Businesses that accepted Visa or Mastercard between 2004 and 2019 could be eligible for a payout from this historic settlement
⏰ Deadline for Settlement ⏰
About the Settlement
Due to a long-standing class action lawsuit, Visa and Mastercard are now paying $5.54 billion back to businesses for overcharging on interchange fees from 2004 to 2019. If your business accepted these cards, you might get money back
How the Process Works
Fill out the Intake form
Fill out the form above It takes 30 seconds
Sign the documents
After signing filling out the form you will be sent documents to e-sign
Case Submission/Review
You will receive email updates about your claim status and if any additional documents are required
Settlement Payout
After February 4th, the Claims Administrator will process claims and pay accepted merchants
Are you Eligible?
If your business accepted Visa or Mastercard payments between 2004 and 2019, you may qualify for a share of the $5.54 billion settlement
The Settlement History
Who's eligible?
Businesses that accepted Visa or Mastercard from 2004 to 2019 may qualify for a payout
2019
Settlement reached, requiring Visa and Mastercard to pay $5.54 billion to businesses
december 2023
Submission for claims began.
February 4, 2025
Final deadline
to submit claims for your share of the settlement
Post-February 2025
Claims reviewed, and payouts sent to eligible businesses
Get in Touch
If you have any questions feel free to contact us
Phone: 669-295-8943 (call or text)
Email: [email protected]
Phone: 669-295-8943 (call or text)
Email: [email protected]
We’re here to assist you with any questions, whether you’re filing a claim or need help with an existing one
Frequently Asked Questions
Do I have to PAY anything upfront for your services?
We operate on a contingency basis, so you only pay if/when we successfully recover your compensation. Our fee for the credit card settlement is 25% of the gross amount awarded, payable only after your compensation is collected.
What is the Visa & Mastercard settlement?
The Visa & Mastercard settlement is a $5.54 billion court-approved agreement designed to compensate merchants for excessive fees and anti-competitive practices. Merchants eligible to file claims are those who accepted Visa or Mastercard payments between 2004 and 2019.
Who can file a claim?
If your business accepted Visa or Mastercard credit or debit cards in the U.S. between January 1, 2004, and January 25, 2019, you may be eligible for compensation.
What if I owned multiple businesses during the settlement period?
If you owned multiple businesses during the settlement period, you need to file a separate claim for each business to ensure they all qualify for the settlement.
Where can I find the court documents?
You can find the court documents on the official settlement website: https://www.paymentcardsettlement.com/en/Document.
How will your claim amount be determined?
The amount your business may receive depends on factors like the volume of Visa and Mastercard transactions processed during the eligible period and the settlement terms. This is a pro-rata case, meaning the settlement fund is divided proportionally based on each claimant's transaction volume—businesses with higher transaction volumes may receive larger awards.
What is the deadline to file a claim?
The deadline to file your claim is February 4, 2025.
Will my settlement amount be taxed?
Settlement payments may be considered taxable income. Consult a tax professional to understand how this payment could affect your specific tax situation.
Is this a scam?
No, this is a legitimate court-approved settlement. You can review the court documents and contact us with any questions. You can find the court documents here: https://www.paymentcardsettlement.com/en/Document
What if I have more questions?
Feel free to reach out to us via email with any of your questions: [email protected]
How much money will I receive?
The amount you will receive is distributed on a pro-rata basis, meaning it will be proportional to the Visa/Mastercard interchange fees your business paid between 2004 and 2019. The exact dollar amount will only be determined after all claims have been submitted and reviewed to ensure a fair distribution among all valid claims.
When will I get paid?
Payments will be made after the Claims Period ends on February 4, 2025, once all claims are reviewed and the Court approves the final amounts. The exact timing will be updated after all claims are processed.
We help businesses claim their share of a $5.54 billion Visa and Mastercard settlement for excessive fees paid on card transactions between 2004 and 2019.
Useful Links
Claim forms are being delivered and are available online beginning December 1, 2023. Class members need not sign up for a third-party service in order to participate in any monetary relief. No-cost assistance is available from the Class Administrator and Class Counsel during the claims-filing period. For further information please visit paymentcardsettlement.com Please be aware, this is not the Court-approved website.
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